Financial Services Disputes

Expert Legal Support for Banking and Financial Disputes

We represent individuals and businesses in complex, high-value claims against financial institutions. Our specialist financial disputes team handles banking disputes, account freezes, investment claims, and consumer credit issues with expertise and dedication. Contact us today: 0203 909 8399 | Book a Consultation

What Are Financial Services Disputes?

Financial services disputes arise when consumers or businesses believe they’ve been wronged by banks, investment firms, or other financial institutions. The complexity of financial products often creates knowledge gaps that can lead to exploitation, mis-selling, or misrepresentation. Our solicitors bridge this gap, providing expert representation in all types of financial disputes.

When Do You Need Financial Dispute Support?

You may need our services if:

Your bank account has been frozen
You’ve been mis-sold financial products
Investment advice was unsuitable
Credit agreements were misrepresented
Banking facilities have been withdrawn unfairly

Banking Disputes

Commercial Banking Issues

Commercial loan facility disputes
Asset finance disagreements
Acquisition finance problems
Property finance conflicts
Secured and unsecured loan disputes
Derivatives and complex instruments

Retail Banking Problems

Personal loan disputes
Mortgage disagreements
Overdraft facility issues
Banking charges disputes
Service complaint escalation

Account Freezes and Withheld Funds

Understanding Account Freezes

Account freezes prevent further transactions and suspend most account activities immediately. Banks monitor accounts for suspicious activity and may freeze accounts suspected of:

Money laundering activities
Account fraud
Unusual transaction patterns
Financial crime indicators
Regulatory compliance issues

Impact of Account Freezes

Suspended pre-authorized transactions
Blocked direct debits
Business cashflow disruption
Personal financial hardship
Reputational damage
Operational difficulties for SMEs and charities

Our Track Record

We have successfully recovered over £1 million in frozen client funds. Our approach includes:

Immediate intervention with banks
Challenging freeze justifications
Negotiating fund releases
Court applications where necessary
Full case management support

Consumer Credit and Goods Disputes

Credit Agreement Issues

Section 75 credit card claims
Conditional sale agreements
Consumer hire agreements
Credit agreement disputes
Debt respite moratorium applications
Hire-purchase disagreements

Consumer Rights Protection

The consumer credit landscape provides extensive rights, but knowledge gaps often prevent full entitlement claims. We ensure you receive:

Full statutory protection
Proper compensation
Contract rectification
Refunds where applicable
Interest and charges reversal

Investment Disputes

Common Investment Issues

Mis-selling – Products sold inappropriately
Unsuitable Advice – Recommendations not matching risk profile
Poor Administration – Service failures and delays
Product Explanation – Inadequate risk disclosure
Excessive Charges – Hidden or unreasonable fees
Fund Management – Poor performance or negligence

Investment Products We Handle

Self-invested personal pensions (SIPPs)
Life and critical illness insurance
ISAs and PEPs
Stocks and shares
Bonds and savings plans
Derivatives and structured products
Endowments and SWAPS

Financial Mis-selling Claims

Products Often Mis-sold

Payment protection insurance (PPI)
Interest rate hedging products
Structured investment products
Pension transfers
Mortgage endowments
Investment bonds

Grounds for Mis-selling Claims

Failure to explain risks
Unsuitable recommendations
Pressure selling tactics
Misleading information
Conflicts of interest
Regulatory breaches

Regulatory Matters

Regulatory Support Services

FCA investigation representation
Ombudsman complaint handling
Regulatory breach claims
Compliance dispute resolution
FSCS claims assistance

Contract Disputes

Breach of contract claims
Terms and conditions disputes
Service level disagreements
Termination conflicts
Compensation negotiations

Our Comprehensive Service

Case Management

Initial case assessment
Evidence gathering and analysis
Expert witness coordination
Settlement negotiations
Court proceedings if required
Post-resolution support

Client Support

Regular case updates
Clear communication throughout
Transparent fee structures
Strategic advice at each stage
Excellent customer care

Why Choose Connaught Law

Proven track record in financial disputes
Over £1 million recovered in frozen funds
Technical expertise in complex products
Representation of individuals and businesses
Understanding of regulatory frameworks

Who We Represent

Individual consumers
Small and medium businesses
Corporate entities
Charities and non-profits
Financial institutions (defendant work)

Next Steps

Don’t let financial institutions take advantage of knowledge gaps or technical complexities. Our expert financial disputes team will analyze your case, explain your rights, and fight for the compensation you deserve. Call 0203 909 8399 or Book Online for a confidential consultation about your financial dispute.