Financial Services Disputes
Expert Legal Support for Banking and Financial Disputes
We represent individuals and businesses in complex, high-value claims against financial institutions. Our specialist financial disputes team handles banking disputes, account freezes, investment claims, and consumer credit issues with expertise and dedication. Contact us today: 0203 909 8399 | Book a Consultation
What Are Financial Services Disputes?
Financial services disputes arise when consumers or businesses believe they’ve been wronged by banks, investment firms, or other financial institutions. The complexity of financial products often creates knowledge gaps that can lead to exploitation, mis-selling, or misrepresentation. Our solicitors bridge this gap, providing expert representation in all types of financial disputes.
When Do You Need Financial Dispute Support?
You may need our services if:
- Your bank account has been frozen
- You’ve been mis-sold financial products
- Investment advice was unsuitable
- Credit agreements were misrepresented
- Banking facilities have been withdrawn unfairly
Banking Disputes
Commercial Banking Issues
- Commercial loan facility disputes
- Asset finance disagreements
- Acquisition finance problems
- Property finance conflicts
- Secured and unsecured loan disputes
- Derivatives and complex instruments
Retail Banking Problems
- Personal loan disputes
- Mortgage disagreements
- Overdraft facility issues
- Banking charges disputes
- Service complaint escalation
Account Freezes and Withheld Funds
Understanding Account Freezes
Account freezes prevent further transactions and suspend most account activities immediately. Banks monitor accounts for suspicious activity and may freeze accounts suspected of:
- Money laundering activities
- Account fraud
- Unusual transaction patterns
- Financial crime indicators
- Regulatory compliance issues
Impact of Account Freezes
- Suspended pre-authorized transactions
- Blocked direct debits
- Business cashflow disruption
- Personal financial hardship
- Reputational damage
- Operational difficulties for SMEs and charities
Our Track Record
We have successfully recovered over £1 million in frozen client funds. Our approach includes:
- Immediate intervention with banks
- Challenging freeze justifications
- Negotiating fund releases
- Court applications where necessary
- Full case management support
Consumer Credit and Goods Disputes
Credit Agreement Issues
- Section 75 credit card claims
- Conditional sale agreements
- Consumer hire agreements
- Credit agreement disputes
- Debt respite moratorium applications
- Hire-purchase disagreements
Consumer Rights Protection
The consumer credit landscape provides extensive rights, but knowledge gaps often prevent full entitlement claims. We ensure you receive:
- Full statutory protection
- Proper compensation
- Contract rectification
- Refunds where applicable
- Interest and charges reversal
Investment Disputes
Common Investment Issues
- Mis-selling – Products sold inappropriately
- Unsuitable Advice – Recommendations not matching risk profile
- Poor Administration – Service failures and delays
- Product Explanation – Inadequate risk disclosure
- Excessive Charges – Hidden or unreasonable fees
- Fund Management – Poor performance or negligence
Investment Products We Handle
- Self-invested personal pensions (SIPPs)
- Life and critical illness insurance
- ISAs and PEPs
- Stocks and shares
- Bonds and savings plans
- Derivatives and structured products
- Endowments and SWAPS
Financial Mis-selling Claims
Products Often Mis-sold
- Payment protection insurance (PPI)
- Interest rate hedging products
- Structured investment products
- Pension transfers
- Mortgage endowments
- Investment bonds
Grounds for Mis-selling Claims
- Failure to explain risks
- Unsuitable recommendations
- Pressure selling tactics
- Misleading information
- Conflicts of interest
- Regulatory breaches
Regulatory Matters
Regulatory Support Services
- FCA investigation representation
- Ombudsman complaint handling
- Regulatory breach claims
- Compliance dispute resolution
- FSCS claims assistance
Contract Disputes
- Breach of contract claims
- Terms and conditions disputes
- Service level disagreements
- Termination conflicts
- Compensation negotiations
Our Comprehensive Service
Case Management
- Initial case assessment
- Evidence gathering and analysis
- Expert witness coordination
- Settlement negotiations
- Court proceedings if required
- Post-resolution support
Client Support
- Regular case updates
- Clear communication throughout
- Transparent fee structures
- Strategic advice at each stage
- Excellent customer care
Why Choose Connaught Law
- Proven track record in financial disputes
- Over £1 million recovered in frozen funds
- Technical expertise in complex products
- Representation of individuals and businesses
- Understanding of regulatory frameworks
Who We Represent
- Individual consumers
- Small and medium businesses
- Corporate entities
- Charities and non-profits
- Financial institutions (defendant work)
Next Steps
Don’t let financial institutions take advantage of knowledge gaps or technical complexities. Our expert financial disputes team will analyze your case, explain your rights, and fight for the compensation you deserve. Call 0203 909 8399 or Book Online for a confidential consultation about your financial dispute.