Our Comprehensive Private Client Tax Services
At Connaught Law, our private client tax service provides sophisticated tax advisory solutions for ultra high net worth individuals requiring complex multi-jurisdictional structuring and tax planning approaches. Our comprehensive private client services tax portfolio addresses every aspect of high net worth taxation including offshore wealth structuring, international tax residency optimization, and strategic compliance coordination designed to preserve and enhance substantial wealth through legitimate, compliant planning strategies.
What Is Private Client Tax Planning and Why Do You Need It?
Private client tax encompasses sophisticated tax planning services specifically designed for high net worth and ultra high net worth individuals with complex financial arrangements, international assets, and substantial wealth requiring expert guidance. Unlike standard tax advice, private client tax planning addresses multi-jurisdictional tax exposure, offshore wealth structuring, cross-border compliance obligations, and sophisticated estate planning strategies that require deep expertise in both UK and international tax law.
Ultra high net worth tax mitigation requires comprehensive understanding of complex tax interactions, international treaty networks, regulatory compliance requirements, and sophisticated structuring solutions that preserve wealth while maintaining full legal compliance. Our private client tax advisory approach recognises that effective wealth preservation requires strategic coordination between tax planning, legal structuring, and practical implementation aligned with your specific circumstances and long-term objectives.
Revolutionary 2025 Tax Changes – Expert Private Client Tax Guidance
The complete abolition of the UK non-domicile regime from April 2025 represents the most significant change to private client tax in over two centuries, requiring immediate strategic response from ultra high net worth individuals and their families. Our hnw tax planning expertise includes urgent guidance on navigating these fundamental changes including the new Foreign Income and Gains (FIG) regime, Temporary Repatriation Facility opportunities, and residence-based inheritance tax implications affecting internationally mobile wealth.
Our 2025 tax change expertise encompasses comprehensive analysis of how these reforms affect existing private client tax structures, immediate planning opportunities, and long-term wealth preservation strategies. We coordinate with international tax advisors, offshore trustees, and wealth managers to ensure comprehensive understanding of cross-border implications while developing strategic responses protecting your interests throughout this period of unprecedented change following current UK tax rate changes.
Multi-Jurisdictional Structuring and Tax Planning
We provide sophisticated multi-jurisdictional structuring and tax planning services addressing the complex requirements of internationally diversified wealth including offshore trusts, special purpose vehicles, international holding structures, and cross-border investment arrangements. Our offshore structuring expertise recognises that effective international tax planning requires deep understanding of multiple jurisdictions, treaty networks, and regulatory compliance requirements affecting globally mobile individuals.
Our approach combines UK tax expertise with international coordination ensuring optimal structuring approaches that achieve tax efficiency while maintaining full compliance with UK and international obligations. We work closely with our tax advisory specialists to develop integrated strategies addressing both immediate tax planning objectives and long-term wealth preservation goals through sophisticated, compliant structures.
| Tax Planning Area |
2025 Changes |
Planning Opportunities |
Action Required |
| Non-Dom Status |
Completely abolished April 2025 |
FIG regime (4 years), Temporary Repatriation Facility (12-15%) |
Immediate restructuring required |
| Offshore Trusts |
Tax protections removed for most structures |
Grandfathering rules, alternative structures |
Urgent review and restructuring |
| Inheritance Tax |
Residence-based system (10+ years) |
Relocation planning, structure timing |
Long-term residency assessment |
| Capital Gains |
Rebasing to April 2017 values available |
Asset valuation, disposal timing |
Immediate valuation and records |
Non-Dom Tax Changes 2025 – Critical Implications
The complete abolition of the UK non-domicile regime from 6 April 2025 creates urgent planning requirements for ultra high net worth individuals and their families requiring immediate private client tax service intervention. The new residence-based system fundamentally alters how UK tax applies to global income and gains, requiring immediate strategic response to protect substantial wealth and maintain tax efficiency through legitimate planning structures.
Foreign Income and Gains (FIG) Regime
The new FIG regime provides four years of relief from UK tax on foreign income and gains for individuals who become UK resident after 10 consecutive years of non-residence. This limited relief represents the only remaining tax advantage for globally mobile individuals, but requires careful private client tax planning to maximise effectiveness and coordinate with other ultra high net worth tax planning strategies.
Our FIG regime expertise includes comprehensive analysis of eligibility requirements, strategic timing of UK arrival, and coordination with employment arrangements including Overseas Workday Relief planning. We assist clients in understanding the complex interaction between the FIG regime and existing structures while developing strategies that preserve tax efficiency during the four-year relief period and beyond.
Temporary Repatriation Facility – Limited Time Opportunity
The Temporary Repatriation Facility (TRF) provides a unique three-year opportunity to remit pre-April 2025 foreign income and gains at substantially reduced rates: 12% for 2025/26 and 2026/27, then 15% for 2027/28. This facility applies to unremitted gains held personally or within offshore trust structures, providing significant savings compared to standard UK tax rates reaching 45%.
Our TRF planning includes comprehensive analysis of qualifying amounts, strategic timing of repatriation, and coordination with existing Business Investment Relief arrangements. We work closely with our tax and corporate specialists to evaluate whether TRF elections provide optimal outcomes compared to alternative strategies including ongoing offshore planning or alternative jurisdictional planning approaches.
- Immediate Action Required: Review all pre-April 2025 offshore income and gains for TRF eligibility
- Strategic Timing: Coordinate TRF elections with other tax planning strategies and cash flow requirements
- Trust Structures: Evaluate TRF availability for offshore trust distributions and capital payments
- Record Keeping: Comprehensive documentation required for HMRC compliance and audit protection
- Professional Guidance: Expert advice essential for optimising TRF elections and avoiding pitfalls
Offshore Tax Planning and Wealth Structuring
Our offshore tax planning private client services address the sophisticated requirements of internationally diversified wealth through compliant structuring solutions that navigate the complex interaction between UK tax law and international regulations. We provide comprehensive guidance on offshore trusts, international holding structures, and cross-border investment arrangements designed to achieve optimal tax efficiency while maintaining full regulatory compliance for ultra high net worth clients.
International Wealth Management and Asset Protection
International wealth management requires sophisticated understanding of multiple tax jurisdictions, treaty networks, and regulatory compliance requirements affecting globally mobile individuals. Our approach combines UK tax expertise with international coordination ensuring optimal structuring approaches that achieve tax efficiency while maintaining full compliance with UK and international obligations including Common Reporting Standard (CRS) and Foreign Account Tax Compliance Act (FATCA) requirements.
We coordinate with international tax advisors, offshore trustees, and wealth managers to develop integrated strategies addressing both immediate tax planning objectives and long-term wealth preservation goals. Our international wealth management services include offshore trust planning, international holding structures, and cross-border investment arrangements tailored to your specific circumstances and objectives.
Offshore Bond and Insurance Wrapper Strategies
Offshore bonds and insurance wrappers have gained significant importance following the 2025 non-dom changes, offering legitimate tax deferral, simplified reporting, and partial tax-free withdrawal opportunities within established regulatory frameworks. These structures provide valuable planning opportunities for high net worth individuals seeking tax-efficient wealth accumulation and preservation through compliant investment vehicles.
Our offshore bond expertise includes comprehensive analysis of insurance wrapper structures, investment management arrangements, and withdrawal strategies designed to optimise tax efficiency while maintaining regulatory compliance. We work closely with specialist offshore providers to develop tailored solutions addressing your specific investment objectives and tax planning requirements through sophisticated, compliant structures.
Tax Residency and International Planning
Strategic tax residency planning provides essential tools for managing global tax exposure while maintaining lifestyle and business objectives for ultra high net worth individuals. Our residency planning private client services address the complex requirements of the UK Statutory Residence Test, international tax treaties, and cross-border compliance obligations affecting globally mobile individuals and their families requiring sophisticated private client tax planning.
Statutory Residence Test and UK Tax Exposure
The UK Statutory Residence Test creates complex requirements for determining UK tax residence based on day counting, accommodation ties, and other connection factors. Our expertise includes comprehensive analysis of residence patterns, strategic planning of UK presence, and coordination with international tax obligations to achieve optimal tax efficiency while maintaining required business and personal activities.
We provide detailed guidance on residence planning strategies including split-year treatment, temporary non-residence rules, and international relocation planning following HMRC guidance on foreign income taxation. Our approach recognises that effective residency planning requires coordination with employment arrangements, family circumstances, and business requirements while maintaining detailed records supporting residence positions through potential HMRC enquiries.
International Relocation and Cross-Border Planning
International relocation creates complex tax planning opportunities and obligations requiring expert private client tax guidance to navigate successfully. Our private client relocation planning services address pre-departure tax planning, arrival strategies, and ongoing compliance requirements affecting individuals moving to or from the UK while maintaining substantial international interests and activities.
We coordinate with international tax advisors, immigration specialists, and wealth managers to develop comprehensive relocation strategies addressing tax, legal, and practical considerations. Our relocation planning includes analysis of tax treaty benefits, timing of asset transfers, and coordination with existing structures to achieve optimal outcomes throughout the relocation process.
Wealth Protection and Inheritance Tax Planning
Strategic wealth protection and inheritance tax planning provides essential ultra high net worth tax mitigation tools for preserving substantial wealth across generations while maintaining family financial security and business continuity. Our inheritance tax planning private client services address the complex requirements of UK inheritance tax law, international estate planning, and cross-border succession issues affecting internationally mobile families requiring sophisticated wealth preservation strategies.
Inheritance Tax Changes and Residence-Based System
The introduction of a residence-based inheritance tax system from April 2025 fundamentally alters how UK inheritance tax applies to internationally mobile individuals. Under the new system, individuals who have been UK resident for 10 or more of the previous 20 years become subject to UK inheritance tax on worldwide assets, with continued exposure for up to 10 years after leaving the UK.
Our inheritance tax planning expertise includes comprehensive analysis of the new residence-based system, strategic timing of international relocations, and development of compliant estate planning structures that optimise inheritance tax efficiency while maintaining family wealth preservation objectives through sophisticated, legitimate planning strategies.
Estate Planning and Family Wealth Preservation
Estate planning for internationally mobile families requires sophisticated understanding of UK inheritance tax law, international estate planning principles, and cross-border succession issues. Our estate planning private client services address comprehensive wealth transfer strategies including will planning, trust structures, and succession arrangements designed to preserve family wealth while achieving optimal tax efficiency.
We coordinate with international estate planning specialists, family office professionals, and wealth managers to develop integrated estate planning strategies addressing both immediate succession planning objectives and long-term family wealth preservation goals. Our estate planning includes analysis of international tax treaties, succession law issues, and coordination with existing family structures to achieve optimal outcomes for multi-generational wealth transfer.
Our Transparent Fee Structure
Connaught Law provides transparent, competitive pricing for private client tax services aligned with the complexity and value of sophisticated tax planning for ultra high net worth individuals. Our fee structure recognises that effective private client tax planning requires substantial expertise, ongoing monitoring, and strategic coordination with other advisors to achieve optimal outcomes for complex international tax situations.
Comprehensive Private Client Tax Planning Fees
Our private client tax planning fees are structured to provide certainty and value for sophisticated tax planning services including offshore structuring, residency planning, and wealth protection strategies. We provide detailed fee estimates for specific planning projects while offering ongoing advisory relationships for clients requiring continuous tax planning support throughout changing circumstances and evolving tax law requirements.
- Initial Consultation: Comprehensive tax planning assessment with detailed analysis of your specific circumstances
- Project-Based Fees: Transparent pricing for specific tax planning projects with clear scope and deliverables
- Ongoing Advisory: Annual advisory relationships for continuous tax planning support and monitoring
- Specialist Expertise: Competitive rates for sophisticated private client tax planning aligned with guideline hourly rates
- International Coordination: Integrated fee arrangements for cross-border tax planning requiring international coordination
Why Choose Connaught Law for Private Client Tax
At Connaught Law, our private client tax team combines deep technical expertise with strategic commercial understanding to deliver exceptional outcomes for ultra high net worth individuals facing complex international tax challenges. Our track record demonstrates consistent success in sophisticated tax planning projects, HMRC negotiations, and complex international structuring arrangements while providing discreet, professional service aligned with the highest standards of client care and confidentiality.
We understand that private client tax planning affects not only immediate tax efficiency but also long-term wealth preservation, family security, and business continuity objectives. Our client-focused approach provides regular communication, clear explanations of complex tax implications, and strategic guidance helping you make informed decisions about your wealth while pursuing optimal tax outcomes through legitimate, compliant planning strategies.
Proven Expertise in Complex Private Client Tax Planning
Our private client tax specialists have successfully handled sophisticated tax planning projects for ultra high net worth individuals including international relocations, offshore structuring arrangements, and complex succession planning strategies. We leverage extensive experience with HMRC, international tax authorities, and specialist advisors to deliver optimal outcomes while maintaining the highest standards of professional service and client confidentiality.
Client testimonials consistently highlight our ability to handle sensitive tax planning circumstances with discretion and professionalism while achieving outstanding results through sophisticated, compliant strategies. Our approach combines thorough technical analysis with strategic commercial insight, ensuring optimal tax outcomes while maintaining family wealth preservation objectives and business continuity requirements through professional, expert guidance.